B21 Monthly Update September 2021

What’s new with B21 this September!

We are inching closer to our first milestone: reaching 100,000 active users. B21 is all about becoming a key gateway to crypto and we are happy to help these many users in taking their first steps in the cryptic version of the metaverse.

We are also seeing great demand for our crypto cards especially in Asia. Read ahead to know more about our productsshows, and new features!

B21 Card: growing popularity in Asia.

Yes, you can access Netflix in India without a credit card and even through mobile phone providers. But that won’t work for most other international services and comes with hefty fees.

Our users keep submitting their experience of how B21’s International Credit Card is helping them go places! Remember that in many countries it’s very difficult for many – from young people to those with less good credit scores – to gain access to a credit card, so necessary to buy products and services around the internet world.

B21 is the ONLY crypto card provider in Asian countries, helping us meet the huge demand for such a service. So far, we’ve grown to 1000 active users and this is just the beginning. Get your free card today at b21.io/card!

Partnerships: Yield Guild Games’ NFTs aidrop.

Yield Guild Games is backed by a16z and is one of the industry’s top gaming communities.

We partnered with Yield Guild Games (YGG) to airdrop 300 NFTs to all YGG Founder’s Coin owners. These NFTs can be redeemed against a special “YGG Founder’s” crypto card, issued by B21. Owners of this card can use it to spend their cryptoassets anywhere in the world. Speaking about the partnership, Nitin Agarwal, co-founder and CEO of B21, remarked:

The gaming audience constitutes a large part of the crypto ecosystem and is more enthusiastic to adopt cryptoassets. With this partnership, we want to give this community an easy way to spend their crypto.

The YGG team has built a great product and this is a testament to them being backed by one of the major investors. We support their community completely and believe this partnership is just the beginning of something great for our communities.

Learn here how to claim yours if you have one of the NFTs!

New tokens: ADA, MATIC, and DOGE.

Get exposure to more innovative blockchains and meme communities with B21.

As usual, you asked, we delivered! Owing to community demand, B21 has added three popular coins to the app – Cardano (ADA), Polygon (MATIC) and Dogecoin.

With B21’s on-ramp feature, users can now buy, sell, send and stake these coins on the app. These coins also join the growing list of cryptocurrencies that can be spent anywhere, anytime using the B21 crypto credit card!

B21 TV: learn about new projects.

Did you know this newsletter is written on Brave?

You should know by know that B21 TV is home to The Desi Crypto Show, India’s top crypto podcast. But have you watched the latest interviews:

  • Nansen.aiOn-Chain Data, NFTs, Fundraising & More.
  • Brave Browser & BAT: Privacy, Passive Income, and Web3 with Luke Mulks.
  • Yield Guild Gameswhat is play-to-earn and how it is breaking the cycle of poverty.
  • Mooncats: First NFT Generative Art Project on Ethereum with Ponderware.

What we’re working on: coming next.

  • Instant card load – now available, learn more about card top-ups here!
  • B21 Staking – up to 100% APY.
  • New payment methods to purchase crypto.
  • Co-branded crypto cards with more partnerships.

This was originally published at b21.ghost.io

B21 listed on Binance Smart Chain and Pancakeswap

B21 token now available on Binance Smart Chain (BSC)and listed on PancakeSwap

B21 token has taken its first step towards multi-chain integration by adding support for Binance Smart Chain

We are pleased to announce that we have added support for Binance Smart chain (BSC) on the B21 token. Pancakeswap is a decentralised exchange (DEX) running on Binance Smart Chain, which is faster, cheaper and currently very popular in the crypto community. You can use your BB21 tokens to trade on Pancakeswap in the BB21 — BUSD pair.

With this integration, we expand the user base of B21 token and expose it to the large no of users on Pancakeswap and the Binance Smart Chain ecosystem.

We also take one step closer to our “Spend any crypto using card” vision!

How to swap your tokens from Ethereum chain to Binance smart chain

  1. Connect MetaMask to Binance Smart Chain

STEP 1 : Click on “Ethereum Mainnet” at the top and then on “Custom RPC”

STEP 2: Fill in the below parameters —

Network Name: BSC Mainnet

New RPC URL: https://bsc-dataseed.binance.org/

ChainID: 56

Currency Symbol: BNB

Block Explorer URL: https://bscscan.com

Click on “Save” after adding details

2. Add the BB21 token to your MetaMask wallet

STEP 1 : Change the network from Ethereum Mainnet to BSC Mainnet

STEP 2 : Click on “Add Token”

STEP 3 : Click on “Custom Token” and enter the token contract address- 0x70512c7f3d3009be997559d279b991461c451d70

Click on “Next” after putting in the token Contract Address

STEP 4 : Click “Add Tokens” and you are done!’

3. SWAP your tokens from B21 to BB21 (and vice versa!)

STEP 1 : Go to bridge.b21.io and click on “Connect Wallet”

STEP 2 : Select “Ethereum Mainnet” network in your MetaMask wallet

STEP 3 : Enter the number of tokens you need to swap from B21 to BB21

STEP 4 : Select the mode of fee payment — You can pay using B21 tokens as fee or using ETH as fee

STEP 5 : Click on TRANSFER

STEP 6 : When prompted, sign and confirm the transaction on your MetaMask wallet.


Your equivalent amount of BB21 tokens will be displayed in your wallet. You can check by changing your network to BSC Main net.

In case you have any issue, please reach out to us on our Telegram chat — https://t.me/B21Official


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B21 Major Updates

B21 Major Updates

Exciting new things are happening at B21!

To our B21 family and all the crypto community, we are very excited to share some major news on what is happening at B21.

As the world’s richest are tweeting about crypto, the whole community is coming together as one. It will not be an exaggeration to say that everyone in the world is now talking about crypto. We at B21 support this movement of crypto adoption completely and even go one step further to unite all the blockchains and offer a platform where anyone can Invest, Earn and Spend their cryptocurrency!! The revolution continues!

A new wave of progress is coming at B21 and we are releasing more exciting features to keep pace with the industry and to ensure we continue with our vision of easy-to-use crypto investment tools. We have started with a token revamp, which includes multi-chain support for the B21 token.


Our journey for B21 began in early 2018 with a simple yet challenging mindset — to bring digital asset investing mainstream. We envisioned a complete ecosystem around crypto investing, including crypto on-ramps /off-ramps, easy access to banking, and access to other complicated crypto products. Investors loved our idea of bringing crypto-assets mainstream with a regulated and user-friendly framework so much that we completed a funding round with private investors, affording us the ability to forego a public token sale. This empowered us to be focused on making a world-class team, acquiring the proper regulatory framework, and building a unique and useful product.

In 2020, we got funded by the Venture Capital firm CCIX GLobal from Asia. Realizing that the Asian market still lacked proper channels to enter the crypto space, we shifted our focus there and even brought more investors and advisors from crypto and Defi space including Magnus Capital — one of the prominent digital assets funds who have come onboard as a strategic advisor and investor in B21.

The B21 app has partnered with industry-leading payment providers and banking partners including PrimeTrust, FV Bank, Transak, and Plaid. Anyone can now easily invest on B21 using Credit/Debit cards, International Wire, and even local payment methods like ACH.

In 2021, B21 introduced “secured credit cards” an industry first -our new product is a VISA-powered card which is more widely accepted than competitive “prepaid” cards will open the doors for many exciting new features.

The B21 Vision

  1. Be the industry leader in providing easy access to Crypto and DeFi so everyone can Invest, Earn and Spend
  2. Provide safe, secure, insured, regulated solutions

The “Revamped” B21 TOKEN

The B21 token was initially minted as an ERC20 token but in order to keep pace with industry advancements in new powerful chains and expanding use cases like trading on DEX’s and Defi features like liquidity mining, B21 will support multi-chain and eventually be available on all the relevant blockchains including Binance Smart Chain, Polkadot, Solana and more. This will enable the B21 token to be traded across major decentralized exchanges and users will be able to earn exclusive rewards for providing liquidity. . The first integration to happen is with Binance Smart Chain, and the BB21 token will be listed on Pancakeswap in March 2021.

Current B21 token holders will be able to swap their tokens 1:1 with B21 tokens on other major blockchains with our token bridge (bridge.b21.io). This will ensure that the current B21 token holders have the first opportunity to be liquidity providers and earn liquidity mining rewards.

B21 token bridge currently supports Ethereum ⇆ BSC swaps and very soon will support other major blockchains

B21 cards — Spend Crypto

Our Vision is Invest, Earn, Spend — To support this vision B21 has launched the industry’s first crypto-linked credit cards. These Visa cards are much more widely accepted than any other “prepaid” cards in the market and are available for users of 84+countries including countries from Asia, the EU, and South America!

While our competitors sell cards for hundreds of dollars, B21 cards are offered FREE to all the VIP members on the B21 app. Just stake some B21 tokens and get your VIP level to receive a free Teal, Gold, or Black Card today. For VIP members, it is FREE to order and FREE shipping. Check out this article to find out how to upgrade your VIP status on the B21 app.

More details on the B21 card website (b21.io/card)

We did a trial run of our cards in Japan and orders have exceeded our expectations!. Our Japanese friends and trial partners even created a short video to show how they are loving the new B21 cards. You can find the link here — https://youtu.be/FRs6g0r2drw

We are very excited about our new Card program and have some even more exciting features coming in the future, including a crypto to fiat bridge that will enable you to spend most any crypto on your card. (Sounds too good to be true? Stay Tuned!)

DeFi/CeFi capabilities

We believe that Decentralised Finance, although a very powerful ecosystem, is still unreachable to a vast majority of people because of all the complexities involved. DeFi, has proven to offer exciting and high yield generating concepts but is still limited to advanced blockchain users and traders.

To solve this problem, we are bringing new features to the B21 application that will simplify the DeFi experience and enable anyone to Earn weekly rewards on their portfolio. “One simple tap” is all that will be needed to stake your portfolio across multiple DeFi platforms and earn rewards. This feature is in the final stages of testing and we will soon announce when it is live.

More important updates –

  1. Magnus group joins the B21 advisory board and invests. Magnus Capital, a renowned digital asset fund has onboarded as a strategic advisor and investor with B21. Join us in welcoming them to the B21 team. Together we shall create “Magic”.
  1. The B21 mobile app saw more than 20,000 new users in the first two months of 2021. Our social media handles also saw an increase of almost 200% in terms of following and engagement.
  2. To introduce and explain all of our exciting new features and development, we are revamping the B21 website and roadmap. Keep an eye on our social media handles.

Stay Safe. Invest Regularly.


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B21 Founder's Mail

B21 Invest — Founder’s mail

Dear Token Holder,

We have had a very exciting two years building the B21 app! We are very humbled by all the support our community has given us! If you have not already, please support us and download the B21 Invest app and use our great product.

Today, we are very excited to inform you that we have completed funding with CCIX Global in the form of equity and tokens. You can read about it here. As part of this investment from CCIX Global, we are welcoming Mr.Vishal Uttam to our board of directors. Vishal will assist us in strategic investment matters.

Also, the B21 token is available to trade on a major exchange called BitfinexThe Bitfinex listing is a major step in supporting our secondary market exposure. The B21 Token is also available for trade on Hotbit. The B21 token will also be listed in the future on additional exchanges.

We are also very excited to announce that in the coming weeks you will be able to stake participating tokens in your portfolio to earn rewards. These rewards will be paid out weekly and expressed in an APY. This brings the complicated world of DeFi to our users in a simple click of a button. We have also already launched the B21 International card which allows users to easily withdraw portfolio value to their card and spend or withdraw cash globally!

We believe that we all are on a very special mission, to make investments simple for everyone. The B21 team would like to thank you for all the support and feedback which has brought us this far.

Please continue to support us and do not hesitate to write to us with any questions or ideas you have.

Stay Safe. Invest Regularly.


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B21 acquires funding from CCIX Global

Digital Asset Investment Company B21 Announces Funding from CCIX Global

(via Blockchain Wire)

Digital asset investment company B21C Limited announced today that it has completed financing from global investment firm CCIX Global (HK) Limited in the form of equity and tokens.

CCIX Global founder Vishal Uttam will be joining the B21 board, taking an active role in strategy and investor relations. “Vishal’s extensive experience at CCIX Global with early stage startups and in the Fintech domain will help drive B21’s position as a market leader and represents the next step in fulfilling our mission to bring digital asset investing to the mainstream,” said B21’s founder, Nitin Agarwal.

B21C Limited is the company behind crypto investing app B21 Invest launched earlier this year. B21 aims to provide a simple experience for both first time and existing retail investors by enabling easy access to cryptocurrencies including Bitcoin, Ether, EOS and other digital assets. The fully regulated and custodial investment app enables users to keep their funds secured without the hassle and complexity of private key management.

This solution features investment tools designed to appeal to a global mass market and allows users to effortlessly buy, sell, trade and manage their crypto assets  all through a user-friendly and intuitive mobile app. The interface enables easy monitoring and rebalancing of portfolios, along with the ability to liquidate positions in just a few taps.
With the recent announcement of PayPal offering crypto services, the digital asset industry is poised to head towards mass adoption; with prominent businesses and financial institutions entering the space. This has also led to market demand for retail investment products such as B21 Invest.

The CCIX Global investment is a reflection of B21’s extensive team experience in Fintech. Further on, the B21 roadmap includes the addition of international payment cards for easy withdrawal of funds and simplified DeFi investment products along with other investment options.

“B21 Invest sets a new standard for ease-of-use, flexibility, and features that the market desperately needs. Payment cards, staking rewards, and other alternative investment assets in the pipeline truly make it the one-stop shop solution for retail investors,” says Vishal Uttam, founder at CCIX Global. “I have worked extensively with the team and look forward to seeing how this winning combination of sophisticated tech and a brilliantly simple interface will continue to grow and evolve the industry.”

B21 Invest users can invest via ACH transfers, wire transfers, or payment cards like Visa and Mastercard on the B21 Invest app, B21 Invest available in 65 countries via the App Store and Google Play.

About B21

B21 offers the simplest way to invest in and manage crypto asset portfolios. Our solution provides next generation investment tools designed to appeal to a growing international market. It allows users to simply buy, sell, trade and manage their crypto assets, all through a user-friendly and intuitive interface. The B21 Invest app is operated by Digital Software Solutions Inc. under exclusive license from B21C Limited. Asset custodial accounts are provided by PrimeTrust. For more information, visit b21.io.

About CCIX

CCIX Global, Inc. is a global investment management firm providing sought-after access to best-in-class and top decile investment opportunities for individual and institutional investors. A valued partner in pursuing investment success in a tech-powered economy, CCIX Global is focused on the rapidly evolving digital asset and technology sectors. Its areas of focus include: fintech, digital currency technology, and early stage investments. For more information, visit CCIX.global.

B21 Monthly Update

B21 Monthly Update November 2020

What have we been busy with?

Things have been pretty heated up at B21. While the tech team works on product updates, the marketing engine is also in full gear! Some of the very exciting updates that happened –

  1. Revamping our logo — To kick things up at B21, we started with revamping our logo. The new B21 logo has quickly gathered a lot of attention and love from the community!
  2. Release of B21 V2.0 — The registration flow of B21 Invest has been revamped completely to comply with global KYC standards and also keeping in mind a simplistic user experience.
  3. Announcing B21 Bishops — We are very excited to launch the B21 ambassador program — B21 Bishops”
    The primary objective of B21 Bishops will be to educate people about crypto assets as an investment option along with spreading the word about B21 Invest. More details can be found in the blog: https://medium.com/b21official/announcing-b21-bishops-program-fa13f50b8627
  4. Invest using Credit/Debit Card — We understand that taking this feature down for some time was a problem for many of you. We sincerely apologize for any inconvenience it might have caused. But today, we are very excited to announce that purchase of cryptocurrencies using credit and debit cards has been enabled again on the B21 platform. This time, with improvements and even better service!
  5. B21 International card — Now withdraw and spend your assets directly using your B21 card available in 3 types. Check the B21.app for more information!
B21 Bishops


  1. Live AMA Sessions with Social Media Dissect — Our Founder, Nitin Agarwal attended a live AMA session hosted by Aleena Gandhi, Founder, and CEO of Social Media Dissect on October 2nd.
  2. Collaboration with Hustleshare Podcast — To spread awareness about crypto assets, we have collaborated with a leading podcast from the Philippines, Hustleshare.
    Catch B21 Co-founder, Nitin Agarwal in an exclusive interview this December where he talks about how leading institutions are investing in crypto assets.

What’s next?

Never stop Building!

This month we have some very exciting announcements, so Stay Tuned!

  1. Exchange Listing — As promised to the community, B21 Token will now be finally available to trade on a major exchange. We will announce the listing very soon, so keep an eye out on our social media channels!!
  2. Staking — B21 Users will now benefit from holding cryptos on their B21 wallet. Along with the returns on your asset price, you will also receive interest on your holdings.
  3. B21 DeFi Invest — Decentralised Finance is an area promising good returns. We are working to simplify this and present it.
B21 Listing on Exchanges

We absolutely love all the feedback you have mailed us. We hope you continue to enjoy using the B21 app. Please do not hesitate to contact us if you have any questions.

Stay Healthy, Keep investing!


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Bitcoin Cash Fork Update


Bitcoin Cash (BCH), will be undergoing a hard fork starting this Sunday, 15th November 2020.

What is Hardfork?

In order to prepare and support this hard fork in our systems, we are advising you of the following events and timelines:

  1. Buying and selling of BCH will be suspended on November 15th, 2020 at 8:30 AM UTC and will remain suspended until further notice.
  2. If you have invested in BCH, you can choose to sell your BCH to fiat before November 15th, 2020 at 8:30 AM UTC or you may continue to hold the BCH in your B21 portfolio. If you choose to hold BCH in your portfolio, you will not be able to buy, sell, or deposit BCH during the fork period.

NOTE: While we will make reasonable efforts to support BCH after the fork, we do not know what the final outcome will be. We recommend reading our terms and conditions for more details about forks and how we will manage them.

How to sell a single asset?

Please reach out to us at [email protected] or on our social media handles in case you have any questions.

Thank you for your continued support.

Stay Safe. Invest Regularly.


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Recap of Live Session with Social Media Dissect

Recap of Live Session with Social Media Dissect

Here’s the recap of the Live Session with the Social Media Dissect team on October 2nd. The session was hosted by Aleena Gandhi, founder and CEO of Social Media Dissect with Nitin Agarwal, Founder of B21 Invest as the Guest.

Introduction :

Aleena — We have Nitin Agarwal today who is the founder of B21 Invest. He is a Fintech and Crypto product specialist. co-inventor of crypto linked debit cards, issued over 1M accounts in 70 countries. He is also specialized in money in and out at PayPal. He has Build wallets for Telefonica and Reliance.

AMA Session:

Aleena — In layman’s term, could you tell us what B21 does and how the idea came about?

Nitin — Initially it seems difficult for a person to understand crypto but once you start involving in it, things become easy for you thereafter. At B21 we are trying to enable the easiest way of getting involved in Crypto by starting with a small amount of Rs. 2000. We made B21 Invest really simple to make people like you and me invest in Crypto.

Aleena — Who do you think is the right audience for B21?

Nitin — I think anyone who invests should look at Crypto as an asset class. If you keep your money in a bank account or if you keep your money in your fixed deposit, to you invest your money in shares/stocks, you can look at this as well. So I would encourage the ones who are thinking of investing to Start Early. If you’re a college student, then you can take some risk, save some money, and invest. Anyone who is looking to learn more about this technology should invest because once get involved in it you get to learn more about it, and you start growing alongside. We’ve seen younger people, older people, housewives all investing a small amount because it is only Rs. 2000 to start. Don’t think about the day when you will invest, instead make this your first day in investing.

Aleena — What is the first step when you somebody are looking to invest?

Nitin — The first step is to know about it by doing some research and there are a lot of resources available over the internet to help you with that.

Aleena — What is your take on Crypto trading in India considering there is so much news of Crypto Ban going around?

Nitin — The first misconception Indian people have is that the Crypto is Banned in India, which is not the case. The government did put a ban a few years back restricting people to invest in Crypto but then in March this year Supreme Court ruled it out by saying that banning Crypto investment means not encouraging innovation. Looking at other major countries like the US, UK, and some Asian countries, they have started regulating this and they are bringing laws to bring more clarification to the investors.

Aleena — If I invest in Crypto using B21 and if India bans tomorrow then what happens to my money?

Nitin — So we are holding the Crypto on your behalf which means you can easily sell it whenever you want to and then withdraw the money to your bank account. At B21 invest, we hold crypto assets in a custodial wallet minimizing the risk.

Aleena — Where should I start to invest?

Nitin — Invest Small, invest regularly and diversify. Start with the small amount and don’t put all the money in one place, distribute them among the top coins. At B21 Invest, you can invest in 6 coins in one go. The last thing is since nobody can time the market, so invest a small amount regularly.

Aleena — Who are the custodians? Are they regulated? Assets are they kept in India or outside India?

Nitin — Our custodians are Prime Trust, regulated in the US. They are among the top ones and Major big names are using them too.

Aleena — What exactly is the mining of Cryptocurrency and how does it affect the market conditions?

Nitin — Bitcoin has a finite supply meaning there will be only 21 million bitcoins in the world. Currently, around 18.5 million bitcoins have been mined. There are two things when it comes to answering on mining — how a new Bitcoin comes and secondly how a transaction is verified? So generating new coins and verifying a transaction is done by a process called mining, the term is similar to gold mining. The mining means that you’re putting the resources of your computer and running software to mine a new coin and to verify the transaction that has happened between two parties.

Aleena — With cybercrime on the rise, how secured is Cryptocurrency?

Nitin — The first thing that is stolen during a cybercrime is the identity of the person. Can a bank or any social media network be hacked, yes it’s possible but can a decentralized network that has hundreds and thousands of computers be hacked together, practically not possible. As a network, the bitcoin blockchain is safe but for a user, it is possible that they can lose their personal data.

Aleena — How are my gains taxed when I invest on B21? is it possible to save tax by investing regularly on B21?

Nitin — When you make gains on your crypto investment, you can declare tax similar to how you would do it for any other asset, by classifying it as a short-term or the long-term investment.

Aleena — Crypto is risky, Is it regulated in India?

Nitin — There are risks involved with Crypto just like with any other asset! It is very new when it comes to the Indian market, so there is no regulation as of now. But lack of regulation enables innovation sometimes, so let’s not think only about legalization, we don’t know when it can come, it can happen tomorrow or in a week, or in a month or it can take years as well.

Aleena — What percentage of my investments would you recommend in Cryptocurrencies as a beginner in Crypto?

Nitin — Manage your risks, think about your needs, don’t put a big amount in the start instead start small, and once you gain confidence, invest more!

Aleena — When will it be possible to trade with B21 tokens?

Nitin — We are working on this right now! Probably by the end of October, we might enable the users to trade with the B21 token.

Aleena — How tech-savvy one should be to invest using the B21 Invest? Do we need to know the terms such as wallet keys, gas fees, etc?

Nitin — The answer is NO! These terms are still unknown to common people, and with B21 Invest they don’t need to worry about knowing such terms.

Aleena — Why the KYC verification on the B21 app mandatory?

Nitin — It is the right way to do it! If you want a fully custodial wallet where you can store your assets then you have to go through it!

Aleena — What will be the added value for consumers for using cryptos over the current digital means of payment?

Nitin — The added advantage is cost, there is no middleman and speed. So if somebody wants to send some money overseas they can process it quickly without any middleman and by paying a small fee.

Aleena — How small can anyone invest using B21?

Nitin — On B21 Invest, you can start investing with just Rs. 2000 in 6 coins, creating a portfolio choosing what percentage you want to add for every coin.

Aleena — Is Bitcoin a source of long-term investment?

Nitin — It’s better to think about the long-term as one can never time the market.

Aleena — Will NFTs be on the B21 app?

Nitin — Yes, it’s a work in progress! People will soon see that on B21 Invest.

We would like to thank Aleena Gandhi for hosting such a lovely session, and also to everyone for taking the time out to attend this.

As we keep getting questions from our community, we look forward to conducting more such sessions to answer them. We will keep updating the future webinars on all our Social Channels, so don’t forget to follow us.

Stay Safe. Invest Regularly.


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